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They're low on jobs, high on student debt, and freaked out by the crash.In many cases, these companies charge you for things you could do on your own for free.They might open a new card with a low introductory interest rate, or tell you to take advantage of your credit card company’s existing hardship programs.This week, I did my best to unpack the end of ownership as a national ambition. 'WE WISH LIKE HELL WE HAD NEVER BOUGHT'I am 32; my wife and I bought our house five years ago.And many of you responded with beautiful testimonials about your regrets, fears, and experiences as past and future owners and renters. And this is what I tell my friends and colleagues at work who are my age or younger and thinking of buying a house or condominium: Don't.