I’ll admit it: I haven’t always been great at budgeting.
For years, I’d stand at cash registers doing rapid mental arithmetic to decide whether I could put something on my debit card or if I needed to reach for a credit card.
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It’s not a lot, but it seemed like I could find a creative way to get around the expense.Some online users are very anxious about entering any type of banking information other than on their financial institution website.You may be one of the many millions of people that feel this way.Last year, I finally buckled down and started tracking my expenses.Once I came to terms with my finances, I started to look for small but regular expenses I could eliminate.