In contrast, “new account fraud” happens when the thief uses the victim’s personally identifiable information to establish an entirely new account of which the victim has no knowledge. Combined with proof of the victim’s identity and residence address, an identity theft report proves that the person providing the report is an actual victim of identity theft and not an identity thief.
It’s the report filed with a law enforcement agency that details what the identity theft victim reported to that agency. It can also be provided to credit reporting agencies for putting extended fraud alerts in place.
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